Life, without objections, is the most valuable keep-safe of any person. Unfortunately, it is also fragile and not everyone can assure that they have a smooth journey. Many elements might take away your peaceful moments and could endow your daily life with terror and stress it out. Some of the main ones could be: 

 

Life-sustainable bills – from house bills to your children’s education, and life expectancies

Inflations – from food, services, and the money in your bank account

Medical issues – lifestyle diseases, physical/mental injuries, and critical illness. 

 

Among all, the most common fear would come from medical issues, thus why, people have so many insurance plans that cover the topic. Especially, Covid-19 post-pandemic has voiced the urgency of well-protected medical insurance in Malaysia. Critical illness that causes a domino effect. Interrupt not only your health but also your financial conditions and your family’s education should also be aware too. Hence, an insurance plan for critical illness cover Malaysia might best fit you if you are either a family person and care about your future health.

 

What is critical illness insurance? 

Before getting in, do you know what a critical illness insurance plan is? It helps payout a chunk of the sum the moment you are diagnosed with any of the critical illness that is covered under the plan. This also means that the critical illness coverage ranges vary depending on your plan, best choosing any plan that has a wide range of coverage. 

 

Additionally, in Malaysia or any other country, insurance plans for critical illness cannot be used as an individual’s only medical coverage. Meaning this is an exclusive service out of your main insurance coverage. Most critical illness insurance plans do not cover pre-existing critical diseases which means you should start soon on this future investment. 

 

Why do I need it? 

Life is not as easy and predictable as you might have it from fortune tellers, you cannot know what will happen with assertion. Obtaining a critical illness insurance plan, in Malaysia, in a way secure your future recovery and peace. It helps clear your mind of stress and negative emotions which drag you slow on your way to success, on having a good time with your favorite people, and on enjoying quality time with yourself. So many indirect benefits go along with a big direct advantage, so why not consider an insurance plan for critical illness cover Malaysia? 

 

Which insurance firm should I choose?

If you are insecure about whether your insurance would cover you fully, then AMMetLife could be considered one of the trustworthy firms to rely on. It was created on the strategic partnership collision between a bank and an international holding corp, finances and security are assured. 

What insurance plans for critical illness are there?

At this moment, AmMetLife is offering 3 plans for an insurance plan for critical illness cover Malaysia: 

HealthCare Secure: that covers 36 critical illnesses for 6-time payouts with comprehensive coverage at 2 levels of severity (72 conditions from early to advanced). 

CriticalEase: this is a premium plan when it covers 38 types of critical diseases, providing a sum payment after diagnosis. This is a painless enrollment with no need for underwriting. 

ProtectPrime39: is a traditional non-participating yearly renewable individual critical illness insurance plan which provides Critical Illness coverage on 39 critical illnesses.